AGRITAINMENT
COVERAGE FOR PUMPKIN FARM SALES
AGRITAINMENT
COVERAGE FOR HAYRIDES
AGRITAINMENT
COVERAGE FOR CORN MAZES
AGRITAINMENT
COVERAGE FOR PETTING ZOOS
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MODERN INSURANCE FOR OLD-FASHIONED FUN

When you invite the public to enjoy your land and livelihood, you become vulnerable to potential liability claims. Choose one of our specialty Agritainment Insurance products for assurance and protection tailored to your business needs.

Our Agritainment products include but are not limited to the following:

  • Children’s Discovery Farms and Tours
  • Christmas Tree Farms
  • Corn Mazes
  • Hayrides
  • Off-Premises Farmer’s Markets
  • Petting Zoos
  • Pony Rides
  • Pumpkin Farm Sales
  • Retail Operations
  • Sleigh Rides
  • U-Pick Operations

Questions About Coverage?

Explore our specialty products

Business Essentials

Here are a few coverages most businesses need.

Protect your business assets in the event of common claims.

Our Commercial General Liability program protects business owners and operators from a wide variety of business-related liability exposures, including:

  • Accidents and/or injuries on your premises
  • Accidents and/or injuries caused by the products you sell
  • Operations you perform
  • Liabilities you assume through specific types of contracts

Assurance above and beyond what your core business coverages can provide.

Commercial Umbrella Insurance provides coverage over a single underlying policy or several different underlying policies. The limits provided by this policy will not respond to the loss until after some specified underlying policy limits are spent, exhausted or otherwise unavailable.

Coverage for business property that’s frequently on the move.

Sometimes referred to as a floater, Inland Marine Insurance covers the wide range of business-related property that cannot be conveniently or reasonably confined to a fixed location or standard form, including:

  • Tools and materials
  • Cameras and computers
  • Exhibit and display items
  • Many more

Prevents vehicle damage from spreading to your bottom line.

Protection for you and your vehicles. When accidents happen, our Business Auto policy provides comprehensive auto liability and auto physical damage coverage.* It addresses the auto insurance needs of most commercial entities, but is not suited to auto-related businesses, and motor carrier and trucking firms.

*Other coverages available by endorsement.

Minimizes expenses associated with employees’ work related injuries and/or illnesses.

Worker’s Compensation is a state-mandated system under which employers provide insurance for benefit payments to employees for their work-related injury, death and disease regardless of fault. It covers you in two ways:

  • Compensation for the employee for job-related injuries, regardless of negligence
  • Protection from liability suits brought by workers against the employer

Assurance above and beyond what your core business coverages can provide.

Cyber and privacy policies cover a business’ liability for a data breach in which the firm’s customers’ personal information such as Social Security or credit card numbers are exposed or stolen by a hacker or other criminal who has gained access to the firm¹s electronic network.